Privacy Policy

Privacy Policy

FACTS	WHAT DOES ROSS DOWNING CHEVROLET GMC BUICK CADILLAC DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and credit history Purchase history and employment information credit scores and information
HOW?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ross Downing Chevrolet GMC Buick Cadillac choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Ross Downing Chevrolet GMC Buick Cadillac share?	Can you limit this sharing?
For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes -- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes --information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes --information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

To limit our sharing - You have 1 method:
1.) Call 800-417-5162 – Ask For “Privacy Notice”

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

Questions?
Call 800-417-5162 or go to www.RossDowning.com

Who we are:

Who is providing this notice?
- Ross Downing Chevrolet Buick GMC Cadillac

How does Ross Downing Chevrolet GMC Buick Cadillac protect my personal information?
- To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Ross Downing Chevrolet GMC Buick Cadillac collect my personal information?
- We collect your personal information, for example, when you
* Apply for financing or apply for a lease
* Show your driver's license or provide employment information
* Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can't I limit all sharing?
- Federal law gives you the right to limit only
* sharing for affiliates' everyday business purposes--information about your creditworthiness
* affiliates from using your information to market to you
* sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
-Your choices will apply to everyone on your account - unless you tell us otherwise.

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. - Our affiliates include Ross Downing Chevrolet GMC Buick Cadillac
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Nonaffiliates we share with include banks, finance companies, insurance companies, and direct marketing companies
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - We don't joint market